BiB – Chaucer Agricultural contracting and allied trades policy

• Dedicated facility for contractors in the agricultural sector.
• Wide ranging list of acceptable trades in the agricultural sector.
• Terms exclusive to BiB and their supporting brokers.
• Insurers have an excellent security rating*.
• Competitive terms and conditions.
• Flexible rating plan covering ‘per capita’ as well as traditional wageroll and turnover methods.
• Part-time agricultural contractors catered for.

Policy benefits
All Sections

• Newly written Chaucer ‘plain English’ style wording. (Including ‘straightforward’ policy conditions.)
• Business description extends to include charity events hosted.
• Extended property damage cover. Includes ‘nuisance, trespass, obstruction or interference with any right of way, light, air or water.’
• Cover includes the cost of defending a prosecution under the new Corporate Manslaughter and Corporate Homicide Act 2007.
• Cover includes the cost of defending a prosecution under the Health and Safety at Work Act 1974.
• Extended cover for injury to others includes ‘mental injury, mental anguish, shock, wrongful arrest or detention, wrongful accusation of shoplifting or false imprisonment’.
• Policy responds to awards made in any country (other than the USA or Canada).
• Cover includes compensation for your court attendance in connection with a claim.

Employers’ Liability

• Covers employees whilst they temporarily work abroad.
• Unsatisfied court judgments extension. (If an employee is injured at work by somebody else and the other person doesn’t pay the court award that your employee gets from them, we will cover it.)

Public Liability

• Includes cover whilst you temporarily work abroad.
• Defective Premises Act extension. (Cover for your liability in connection with any premises which you owned, but have disposed of.)
• Data Protection Act extension. (Cover for your liability arising our of the Data Protection Act 1998)
• Overseas personal liability extension. (Cover for you and your family for personal liability whilst you are travelling abroad on business)

Products Liability

• Consumer Protection Act extension. (Cover for legal defence costs arising out of your prosecution under the Consumer protection Act 1987 or the Consumer protection Act (Northern Ireland) Order 1987.)
• Food Safety Act extension. (Cover for legal defence costs arising out of your prosecution under the Food Safety Act 1990 or the Food Safety (Northern Ireland) Order 1991.)

Chaucer Insurance is part of an authorised Lloyd’s syndicate with capacity of £445m for 2007 and an “A” Excellent rating from insurance market security analyst A.M.Best.

Please click on the following links for the corresponding stationery.

Policy Wording
Quote Request Form
Policy Summary

            For further information please contact Ray Norcup on 01325 245323