HOTELS

Designed for rural hotels and guesthouses (up to 30 bedrooms). The policy is written on an All Risks basis including generous money and business interruption limits as standard.
Minimum premium £350 + IPT.

Additional covers available include:-
• Personal Accident • Fidelity • Personal Contents, Money and Liability • Legal Expenses

SMALL BUSINESS

Encompassing a wide trade list, including manufacturing, wholesaling, and contracting trades within the rural community. A full commercial combined policy offering automatic covers including; All Risks Property Damage, Business Interruption, Employers Liability and Public Liability cover up to £5million.
Minimum Premium £500 + IPT.

Additional covers available include:-
• Contractors All Risks • Legal Expenses • Fidelity insurance • Personal Accident

OFFICES

Designed for owners and occupiers of offices located within the rural community. All Risk Property Damage cover, Money, Employers and Public Liability covers included as standard.
Minimum Premium £350 + IPT.

Additional covers available include:-
• Business Interruption • Terrorism • Computer Equipment • Personal Accident • Legal Expenses

RETAIL

A wide trade list encompassing trades from bookshops to restaurants with accommodation.
All Risks Property Damage, Money, Business Interruption, Employers and Public Liability covers all
included as standard.
Minimum Premium £250 + IPT.

Additional covers available include:-
• Fidelity Insurance • Terrorism • Personal Accident • Legal Expenses

PROPERTY OWNERS

Designed for residential and commercial premises within rural locations. Up to 5 properties per policy
with standard covers including Property Damage (Buildings, Landlords Fixtures and Fittings and Tenants improvements for which your client is responsible), Rent and Property Owners Liability.
Minimum premium £350 + IPT.

Additional covers available include:- • Employers Liability • Terrorism

TRADESMEN

The Insurance solution for tradesmen and contractors based and working within the rural community.
Minimum premium £100 + IPT.

A per capita policy with the following covers;
• Employers Liability
• Public and Products Liability up to £5million
• Option to include tools cover on an All Risks Basis up to £2500 per employee